• Candidates must have at least a 600-credit score and net income (take home pay after all 
  deductions) of at least 2.75 times the monthly rent to qualify with a standard one-month 
  deposit.  
• Candidates with net income below the 2.75x threshold may qualify with an increased deposit if 
  their credit score is 600 or higher, inversely candidates with credit scores under 600 but not less 
  than 580 may qualify with an increased deposit if their net income ratio to rent is 2.75 times or 
  higher 
• Candidates with net income below 2.75x the rent amount and credit below 600 will be declined. 
• All applicants must undergo a third-party verification process to confirm both income and 
  identity. 

• False or unverifiable information on their application
• Failure to meet the minimum credit and income requirements listed above
• Any prior evictions, eviction filings, or judgements related to a rental residency including 
  occupants
• Broken leases within 3 years
• Violent Felonies, sex offenses; and/or appearance on any sexual offense or terrorist database 
  including occupants.
• Current bankruptcy
• Collections, past due accounts, or charge offs that exceed one month’s rent  
• Failure to provide electronically verifiable bank or employment verification
• Not legally present in the United States including occupants 

May be declined: 

The following items may result in denial of application or an increase in deposit above the level 
indicated on the minimum criteria chart. Deposit increases can range from an additional half month rent 
to an additional 3 months of rent and are to be determined based on the severity of the adverse 
information sourced from any applicants screening report.   

• Collections, past due accounts, or charges offs up to one month of rent (in excess of one month 
  rent will be declined as outlined above)
• Utility bills in collections 
  
• Total debt including proposed rent to income ratio exceeding 50% 
  
• Outstanding balances due to previous landlords 
  
• Auto loan repossessions or other defaulted instalment loans 
  
• Excessive late payments on open or closed lines of credit
• Broken leases over 3 years old
• Foreclosure or short sale within the past 3 years
• Criminal history not listed in the will be declined category will be considered on a case-by-case 
  basis dependent on the severity, recency, and overall candidate qualifications.  
• Adverse rental history such as late payments, NSF, failure to give written notice 

Other considerations

• Income documentation must be in the form of electronically verifiable paystubs either through 
  banking or payroll verification for employees or tax returns and electronically verifiable bank 
  statements for self-employed candidates. Those moving for a new job may provide an accepted 
  offer letter. All income documentation must be able to be to be verified. We do not accept 
  paper bank statements or other pretax ledgers for income verification.  
• Multiple tenants may only combine income to qualify if they file a joint tax return, or their credit 
  scores are 680 and above, candidates with scores under 680 but not less than 600 wishing to 
  combine income to qualify are subject to an increased deposit up to an additional 2 months of 
  rent. Income and credit scores that are combined will be done so on a weighted average basis
• We do not allow cosigners; any non-occupying party applying with an occupying party will be 
  considered a leaseholder, and subject to all guidelines including total debt to income ratio.  
• Management reserves the right to cure any adverse credit factors with an increase in deposit up 
  4x the rent